Transmit Security

Definition

Transmit Security is a customer identity and access management platform focused on passwordless authentication, fraud prevention, and identity verification for consumer-facing applications, helping organizations authenticate customers across web and mobile channels while detecting account takeover and fraudulent account creation. It combines FIDO2 passkeys and biometrics with real-time device and behavioral risk scoring in a single unified platform, aimed at banks, retailers, and other large consumer-facing businesses.

Overview

Consumer-facing applications face identity challenges distinct from workforce identity: they need to onboard large numbers of unknown users quickly, minimize login friction that causes cart abandonment or app drop-off, and simultaneously defend against automated fraud, credential stuffing, fake account creation, and account takeover, at a scale and threat profile very different from an internal employee directory. Transmit Security's platform is built specifically for that customer identity and access management, or CIAM, use case rather than workforce identity. The platform combines passwordless authentication methods, including FIDO2-based passkeys and biometric options, with continuous risk signals drawn from device fingerprinting, behavioral biometrics such as typing or interaction patterns, and network reputation data, feeding a real-time risk score that determines whether a login or transaction should proceed, require step-up verification, or be blocked outright. It also offers identity verification capabilities for onboarding, checking document authenticity and matching a user's claimed identity during account creation, which is a distinct workflow from ongoing login authentication. Transmit Security competes in the CIAM and fraud-prevention space alongside vendors like Okta's customer identity products, Ping Identity, and dedicated fraud platforms; its positioning centers on unifying passwordless authentication and fraud detection in one platform rather than requiring separate point solutions for login and fraud stitched together after the fact. This differs from workforce-focused identity vendors, whose risk models and volume assumptions are built around a known, relatively small internal user base rather than millions of anonymous consumers. In practice, banks, retailers, and other consumer-facing businesses deploy Transmit Security to reduce login friction while catching fraud patterns like bot-driven account creation or credential-stuffing attacks that exploit reused passwords from other breaches, and to add step-up identity verification selectively, at high-risk moments like a password reset or large transaction, rather than for every interaction. The trade-off of a heavily risk-signal-driven CIAM platform is tuning complexity: risk scoring models require ongoing calibration against real fraud and legitimate-user data to avoid both false positives that block genuine customers and false negatives that let fraud through, and consumer trust can erode quickly if legitimate users are frequently challenged or locked out by an overly aggressive risk model. Migrating an established consumer base to a new CIAM vendor later is also a significant undertaking, since it touches session and credential infrastructure directly, and teams generally plan such migrations well in advance rather than attempting a rapid cutover under pressure, budgeting extra time for re-testing fraud detection accuracy against the new provider's models.

Key Features

• Supports FIDO2 passkey and biometric passwordless authentication for consumers
• Computes real-time risk scores from device and behavioral signals
• Detects account takeover and credential-stuffing attack patterns
• Offers identity verification for onboarding, including document checks
• Applies step-up verification selectively at high-risk moments
• Targets customer identity and access management (CIAM) rather than workforce identity
• Uses behavioral biometrics such as typing and interaction patterns as risk signals
• Unifies authentication and fraud detection in a single platform

Use Cases

Alternatives

Frequently Asked Questions

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