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Transfer Learning Cheat Sheet

Transfer Learning Cheat Sheet

Covers feature extraction versus fine-tuning, freezing layers, and practical PyTorch code for adapting a pretrained model to a new task.

2 PagesIntermediateMar 8, 2026

Core Concepts

The vocabulary of adapting pretrained models.

  • Feature extraction- Freeze the pretrained backbone entirely and train only a new head on top of its fixed features
  • Fine-tuning- Unfreeze some or all pretrained layers and continue training them, usually at a lower learning rate
  • Frozen layer- A layer whose parameters are excluded from gradient updates (requires_grad = False)
  • Domain shift- When the target task's data distribution differs meaningfully from the pretraining data, requiring more unfreezing
  • Discriminative learning rates- Using smaller learning rates for earlier (more general) layers and larger rates for later (more task-specific) layers

Feature Extraction with a Frozen Backbone

Freeze a pretrained CNN and train only a new classification head.

python
import torch.nn as nnfrom torchvision import modelsmodel = models.resnet50(weights='IMAGENET1K_V2')for param in model.parameters():    param.requires_grad = False        # freeze everything# Replace the final layer - new params are trainable by defaultmodel.fc = nn.Linear(model.fc.in_features, num_classes)optimizer = torch.optim.Adam(model.fc.parameters(), lr=1e-3)

Fine-Tuning the Last Few Layers

Gradually unfreeze layers closest to the output for a more task-specific adaptation.

python
# Unfreeze just layer4 and the classifier headfor name, param in model.named_parameters():    param.requires_grad = name.startswith('layer4') or name.startswith('fc')optimizer = torch.optim.Adam([    {'params': model.layer4.parameters(), 'lr': 1e-5},  # smaller lr for pretrained layers    {'params': model.fc.parameters(), 'lr': 1e-3},       # larger lr for new head])

Choosing a Strategy

How much of the model to adapt.

  • Small dataset, similar domain- Feature extraction (freeze everything) usually works best and avoids overfitting
  • Large dataset, similar domain- Fine-tune the whole network at a low learning rate
  • Small dataset, different domain- Fine-tune only the last few layers; early layers capture generic features (edges, textures) that transfer well
  • Large dataset, different domain- Fine-tune the whole network, or train from scratch if the domain gap is extreme

Gradual Unfreezing Across Epochs

Unfreeze one block at a time so earlier layers don't get destabilized by large early gradients.

python
layer_groups = [model.layer1, model.layer2, model.layer3, model.layer4]# Start fully frozen except the headfor group in layer_groups:    for p in group.parameters():        p.requires_grad = Falsefor epoch in range(num_epochs):    # unfreeze one more group every few epochs, working backward from the output    if epoch in (3, 6, 9, 12):        idx = {3: -1, 6: -2, 9: -3, 12: -4}[epoch]        for p in layer_groups[idx].parameters():            p.requires_grad = True        optimizer = torch.optim.Adam(            filter(lambda p: p.requires_grad, model.parameters()), lr=1e-4        )    train_one_epoch(model, optimizer)

Auditing Which Parameters Will Actually Update

A quick sanity check to catch layers that were accidentally left frozen (or unfrozen).

python
def report_trainable(model):    total, trainable = 0, 0    for name, p in model.named_parameters():        total += p.numel()        if p.requires_grad:            trainable += p.numel()            print(f"trainable: {name:40s} {tuple(p.shape)}")    pct = 100 * trainable / total    print(f"{trainable:,} / {total:,} params trainable ({pct:.2f}%)")report_trainable(model)

Beyond Freeze/Unfreeze

Parameter-efficient and regularized alternatives to full fine-tuning.

  • Layer-wise LR decay (LLRD)- Apply a multiplicative decay factor (e.g. 0.9) to the learning rate per layer going backward from the output, common when fine-tuning transformers
  • BitFit- Fine-tune only the bias terms of the pretrained network, leaving weight matrices frozen -- surprisingly competitive with far fewer trainable params
  • Adapters / LoRA- Insert small trainable bottleneck modules (or low-rank updates) alongside frozen pretrained weights instead of updating the originals directly
  • Elastic Weight Consolidation (EWC)- Adds a penalty proportional to the Fisher information that discourages moving weights away from their pretrained values, mitigating catastrophic forgetting
  • Warmup for the new head- Train only the newly initialized head for a few epochs before unfreezing the backbone, so early noisy gradients don't propagate into pretrained weights
  • Discriminative fine-tuning + slanted triangular LR- Combine per-layer learning rates with a schedule that rises quickly then decays slowly (used in ULMFiT-style NLP transfer learning)

Layer-wise Learning Rate Decay for a Transformer Encoder

Assign progressively smaller learning rates to earlier encoder layers.

python
def llrd_param_groups(model, base_lr=2e-5, decay=0.9, head_lr=1e-3):    groups = [{'params': model.classifier.parameters(), 'lr': head_lr}]    layers = list(model.encoder.layer)[::-1]  # reverse: last layer first    lr = base_lr    for layer in layers:        groups.append({'params': layer.parameters(), 'lr': lr})        lr *= decay    groups.append({'params': model.embeddings.parameters(), 'lr': lr})    return groupsoptimizer = torch.optim.AdamW(llrd_param_groups(model))

Precomputing Frozen Features for a Downstream Classifier

When the backbone is fully frozen, extract features once and train a lightweight classifier offline -- much faster than re-running the backbone every epoch.

python
import torchbackbone.eval()features, labels = [], []with torch.no_grad():    for x, y in dataloader:        feats = backbone(x.cuda()).flatten(1)  # e.g. (B, 2048) for ResNet50        features.append(feats.cpu())        labels.append(y)X = torch.cat(features)y = torch.cat(labels)# Now fit any classifier (sklearn LogisticRegression, SVM, or a small MLP) on (X, y)
Pro Tip

Use a much smaller learning rate for unfrozen pretrained layers than for a newly initialized head -- a single high learning rate applied to both can quickly destroy useful pretrained weights ('catastrophic forgetting').

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